What Cursor is good at
- Paid plans include unlimited tab completions inside the editor.
- It runs agents locally and in the cloud and supports MCPs, skills and hooks.
- Teams get Bugbot code review, SSO and team-wide privacy mode.
Where Cursor breaks
- You go past included usage: extra use is billed at API rates, and Cursor publicly apologized for unclear pricing in July 2025 and refunded surprise charges from June 16 to July 4.
- You cannot code: it is an editor, so you still need to read, test and deploy the code yourself.
When a custom build beats Cursor
If nobody on the team can review what the AI changes, the tool does not replace the developer; it speeds one up.
Setup
Needs a developer. Plan for a developer to set it up and keep it running.
Sources
Price checked 9 Oct 2026. If something here is out of date, email indra@kratuva.com and we will fix it.
