What Kimi (Moonshot AI) is good at
- Four monthly tiers from $19 (Plus) to $199 (Ultra), plus a Premium team plan at $600 per seat per year that does not train on business data by default.
- The API offers kimi-k2.6 at $0.95 per 1M input and $4.00 per 1M output tokens, and kimi-k3 with a 1M token context.
- Enterprise API data is not used to train models by default, and Zero Data Retention is available to enterprise customers on request.
Where Kimi (Moonshot AI) breaks
- A new API account must recharge at least $1 and starts at Tier 0: 1 concurrent request, 3 requests per minute and 1.5M tokens per day until $10 is recharged.
- Membership credits are one shared pool, so one feature can use up the credits for the rest, and a deployed Kimi Claw cloud host deducts about 0.6% of credits every day.
- Kimi's privacy policy lists user content among the data used to train and refine its models, with data stored on servers in Singapore.
When a custom build beats Kimi (Moonshot AI)
When one workflow uses most of the credit pool, paying per token on the API for just that job is easier to predict than a membership tier sized for the heaviest feature.
Setup
No-code. Someone comfortable with spreadsheets can set it up. No code needed.
Sources
- kimi.ai/help/membership/membership-pricing
- platform.kimi.ai/docs/pricing/chat
- platform.kimi.ai/docs/pricing/limits
- platform.kimi.ai/docs/guide/product-plans
- platform.kimi.ai/docs/guide/zero-data-retention
- platform.kimi.ai/docs/agreement/userprivacy
Price checked 9 Oct 2026. If something here is out of date, email indra@kratuva.com and we will fix it.
