Who this is for
Teams deciding between the best known assistant and the one built into Google accounts.
Side by side
| Compared on | ChatGPT and the OpenAI API | Google Gemini and the Gemini API |
|---|---|---|
| What it is for | An all-round assistant plus the OpenAI API. | Google's assistant app plus the Gemini API with a free tier. |
| Starting price (checked 2026-10-09) | Check site (plan prices load by region); API from $0.05 per 1M input tokens. | $4.99/month Google AI Plus (US); Google AI Pro $19.99/month; API Gemini 3.8 Flash $0.75 per 1M input tokens until Dec 31, 2026. |
| Free plan | Yes, with limited uploads, image creation and deep research. | Yes, with Gemini 3.6 Flash, varying 3.1 Pro access and 15 GB storage. |
| Where it breaks | Personal plans train on chats unless you opt out; long context API prompts cost double. | Free API tier data may be used and human reviewed; Gemini 3.8 Flash API price doubles in January 2027. |
| Setup | No-code (app); the API needs a developer. | No-code (app); the API needs a developer. |
| A custom build beats it when | A repeated task runs at volume on a small API model. | You need the model inside your own workflow on the paid API tier, out of product improvement. |
The verdict
Gemini has the lower and clearer entry price in the US, $4.99 for Google AI Plus and $19.99 for Google AI Pro, with Google storage bundled, and a free API tier for prototyping. ChatGPT's plan prices could not be read from the vendor page, but it offers a Business workspace that does not train on your content by default. The privacy catch on Gemini is the free API tier and the app's human review: free tier API content can be used to improve Google products, and app chats seen by reviewers are kept for up to three years.
If your team lives in Google accounts and wants the cheapest start, try Gemini; if you want a single team workspace with admin controls, compare ChatGPT Business.
Read the full take on each
Sources
- chatgpt.com/pricing
- help.openai.com/en/articles/7730893-data-controls-faq
- developers.openai.com/api/docs/pricing
- gemini.google/us/subscriptions/
- support.google.com/gemini/answer/13594961
- ai.google.dev/gemini-api/docs/pricing
- ai.google.dev/gemini-api/terms
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